November 12, 2025
As 2025 comes to a close, now is the perfect time to plan your year-end giving. Our advancement team – Mimi Slade, Bob Evans, Blakely Chikhliker, and Cortney Bailey – has put together these quick tips to make your giving simple and impactful.
If you plan to take a charitable tax deduction this year but haven’t decided which nonprofits you would like to support, consider opening a Donor Advised Fund at Central Carolina Community Foundation. You can claim a deduction for contributions to your fund now and decide later where to direct your grants. A Donor Advised Fund can be set up in just one meeting.
With the higher standard deduction in place, fewer taxpayers are itemizing their returns. You may consider “bunching” multiple years of charitable gifts into a single year to push your charitable deduction higher than the standard deduction.
Central Carolina Community Foundation can help you develop a giving plan that encourages you to think strategically about how and where to give. This approach ensures that your donations make the greatest impact on the causes you care about while maximizing tax advantages.
We can work with you and your advisors to establish a fund through your estate that maximizes your charitable giving while minimizing tax impact.
Partnering with Central Carolina Community Foundation gives you access to our extensive knowledge of the local nonprofit community and the broad charitable needs of our region. We can help you stay informed about the organization you support and the difference your giving makes. Additionally, we perform due diligence on every grant that goes out to ensure your gifts have lasting impact.
A gift by check is considered complete when mailed (postmarked) through the U.S. Postal Service to the charitable recipient, even if not cashed until the following year. Gifts by credit card are complete when your credit card account is charged.
Gifts of long-term appreciated stock have potential tax benefits of avoiding capital gains tax on appreciated value while receiving a deduction for the fair-market value of the appreciated gift. Please consult your tax advisor, as deduction limits for stock donations can vary based on income and individual circumstances.
While the IRS prohibits Qualified Charitable Distributions from an IRA to flow into a Donor Advised Fund, donors can create a Designated Fund at Central Carolina Community Foundation with their IRA. Donors must select nonprofit beneficiaries at the time they establish the fund. Designated funds can be set up in one meeting.
This information is not intended as legal or tax advice. For such advice, please consult an attorney or tax advisor. References to tax rates include federal taxes only and are subject to change. State law may further impact your individual results.